Family reviewing health insurance options

Health Insurance Plans

Helping You Make Informed Decisions

We work with a variety of health insurance carriers with various plans and options to fit your needs.

For You and Your Family

Individual and Family Plans

Individual and family health insurance plans offer flexible options to fit your healthcare needs and budget. Whether you're self-employed, between jobs, retiring early, or exploring alternatives to current coverage, we can help you find a plan that fits your needs and budget.

Ideal for: Individuals and families without employer-sponsored health insurance.

coverage highlights

  • Preventative and wellness services
  • Doctor visits and outpatient care
  • Emergency and hospital services
  • Prescription drug coverage
  • Maternity and newborn care
  • Mental health and substance use services
  • Pediatric services, including vision

Coverage details vary by carrier and state.

Request a Free Consultation

For Your Employees

Small Group Plans

Small group health plans are designed for employers who want to offer health insurance benefits to their employees and, in many cases, their eligible dependents. Available to businesses with fewer than 100 employees, these plans provide a range of coverage options to help meet the needs of both employers and their workforce.

Ideal for: Employers looking to provide health benefits for their employees.

coverage highlights

  • Helps your business attract top talent
  • Supports employee well-being and helps build a healthier workplace
  • Access to multiple insurance carriers and flexible plan options
  • Shared premium contributions between employer and employee
  • Simplified enrollment and administration for eligible employees

Coverage details vary by carrier and state.

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For Seniors and eligible Individuals with a disability

Medicare Supplement Plans (Medigap)

These plans help pay certain out-of-pocket costs that Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles. They work alongside Original Medicare and can help reduce healthcare expenses while providing additional coverage for eligible beneficiaries.

Ideal for: Adults 65+ or eligible individuals with a disability, on Original Medicare, who want help paying out-of-pocket costs.

coverage highlights

  • Hospital Coinsurance
  • Skilled nursing facility coinsurance (first 20 days)
  • Hospice care coinsurance
  • Foreign travel emergency coverage
  • Other eligible out-of-pocket expenses

Coverage details vary by carrier and state.

Request a Free Consultation

FOR SENIORS and eligible individuals with a disability

Medicare Advantage (Part C)

Medicare Advantage (Part C) plans are an alternative to Original Medicare, offered by private insurance companies approved by Medicare. These plans provide Medicare-covered benefits and often include additional coverage, such as prescription drug, dental, vision, and hearing benefits, depending on the plan selected.

Ideal for: Seniors and eligible individuals with disabilities seeking an all-in-one alternative to Original Medicare.

coverage highlights

  • Preventative care, wellness, hospital and medical benefits
  • Prescription drug coverage
  • Dental, vision, and hearing services
  • Fitness and healthy living programs
  • Additional benefits depending on the plan

Coverage details vary by carrier and state.

Request a Free Consultation

Still Have Questions?

Let's talk through your situation together. A personalized consultation can help you better understand your coverage options and identify potential cost savings.

Lavon Sider Insurance Agency

Independent health insurance guidance for individuals, families, and groups — honest, clear, and always on your side.

© 2026 Lavon Sider Insurance Agency Inc. All rights reserved.

Licensed health insurance agent. Products available only in Michigan and Texas. This site is for informational purposes only and does not constitute a binding insurance contract.